My annual income is 8.00 lac per annum and aged 40 years and I am an employee in a MNC. I have taken LIC Policy for a value of Rs. 250,000/- coverage.

I would like to have additional term policy for another 50 lacs coverage ( Total coverage requirement is 1.00 crore)

Please advise, whether I should opt for another online term policy for 1.00 crore by closing this LIC Policy or should I opt for 50 lac online term policy.

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