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Thread: Why health insurance is must in India?

  1. #1
    PW NewsDesk NewsDesk's Avatar
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    Default Why health insurance is must in India?

    Currently health insurance penetration in India - only 15 per cent population.

    As per NSSO data, nearly 65 per cent of India's poor get into debt and 1 per cent fall into BPL each year because of health issues. It is also estimated that by 2025, 189 million Indians will be at least 60 years of age.


    Source - economictimes.com



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    Thumbs down The Indian Health Scenario

    1- Total Expenditure on health in India is nearly 6% of the entire GDP
    2- Government spending is less than 25% against the average spending of 30-40 % in other developing countries.
    3- Indian health insurance industry stands at INR 5,125 crores with only a small Section of the total population (around 2%) being covered so far.
    4- CAGR of around 35 % (FY2002-08)
    5- Health Insurance industry in India is one of the fastest growing segments.

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    Old data of year 2008 -

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    Who is paying how much?

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  8. #8
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    With the increasing healthcare costs and also with the changing lifestyle of everyone, risk on your health has increased many folds. Health Insurance has become a birth right for everyone in India.


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