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Thread: understanding pre-existing clause in insurance.

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  1. #1
    NewBie
    Join Date
    Apr 2016
    Location
    usa
    Posts
    1

    Default understanding pre-existing clause in insurance.

    I took policy in the year 2010, before that I had hair line fracture in leg in the year 2008 this was not declared, I paid premium from year 2010 to 2016. The Pre-existing wait period is 48 months. Now if I claim any future hospital expenses for hair line fracture in the coming years, will my cashless claim will be approved ?

    another case :

    I took policy in the year 2010, I was diabetic from 2009 and this was not declared in the proposal form, I paid premium from year 2010 to 2016. The Pre-existing wait period is 48 months. Now if I claim any future hospital expenses because of diabetic in the coming years, will my cashless claim will be approved ?

    Thanks
    fb


  2. #2
    Moderator Matrix's Avatar
    Join Date
    Jul 2009
    Location
    India
    Posts
    258

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