Good Term assurance plan

[Investorboy]

Please suggest a good term assurance plan with critical illness plan and with low premium. Please advice plans of 2 or 3 good companies. Also mention term plans with return of premium if any.

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[rohit]

Term insurance with return of premium is not a good inestment. It's better to take only term insurance and invest the differential amount elsewhere and get better returns. To the best of my knowledge HDFc SL, Kotak Life is good for term insurance + Critical Illness. I would suggest you please check SBI Life, ICICI Pru and Birla sunlife also for the same.