Quote Originally Posted by foxyajay View Post
1. Whether I have to pay the 5 % fee for the estimate and the crane as well as parking and do dealer has fixed percentage on total loss?
THE PARKING CHARGES ARE THE RESPONSIBILITY OF THE INSURED.

In all cases the Parking charges are not payable to the repairer if the claim settled fast or with the time limit, there is no need to
pay, If the case is that the calim is not settled even for year or months together the fixed charges may not be accepted by the repairer. So negotiate as the case may be.

But 70,000/- are too much settle it for 10-15,000/- Max.

Crane charges you have to pay but you can claim the same from your insurer. please check your policy document.

2. How dealer can come with the total estimate more than the cost of new car?
When the cost of repair is more than the cost of the car then it's called as Total Loss. Read more here

3. what should I do next ? how should I handle the insurance?
Did not get the question?