Tips to SAVE Car Insurance Premium -

1. No claims last year - Get No Claim Bonus (NCB) and you can save upto 50% of Own Damage Premium.

2. Install a certified, anti-theft system (which is approved by the Automobile Research Association of India (ARAI) . If you do, you will get premium discount.

3. Buy additional riders, which are optional forms of coverage, only if you need them.

4. Use Insurance Reminder services offered by some websites like ICICIlombard, HDFCErgo etc. It will help you in filing your premium in time or regularly and also saves the cost of late fee or reinstatement cost.

5. Shop around and compare prices and coverage. Compare the premium by online comparing sites like - policybazar.com, insurancemall.in, Insurancepandit.com etc..And buy the cheapestoption (Please take care that all the coverage is there, so discuss with your insurance adviser first, before buying online). Get at least three quotes on comparable policies, and ask questions about the policy's renewal & Claims etc. Don't just compare the prices of travel insurance products, compare also the benefits of the cover, the exclusions on the cover and other product features.