The team at a UK-based mobile insurance company has heard it all in some bizarre excuses customers have made to claim insurance in the last twelve months. Check it out -

1- A farmer in Devon who claimed his phone had disappeared inside the back end of one of his cows when he'd been using the torch on his mobile while assisting the cow during calving. The phone later made an appearance, but was damaged.

2- A lady in her early 40s from Nottingham who claimed that she'd baked her phone into a Victoria Sponge she'd been making for her daughter's birthday.

3- A woman in her 30s claimed she'd been walking her Cocker Spaniel on Barry Island beach, Wales, when a seagull swooped down and took her mobile from her hand.

4- A 20-year old girl from Bristol claimed the vibration function on her phone had stopped working while she was using it as an adult toy.

5- A 40-year-old construction worker said his cellphone had fallen out of his back pocket when he pulled his jeans down before sitting on the toilet. Not realising, he went about his business and flushed the chain. The phone didn't flush, but underwent serious water damage.

6- A man in his 30s claimed he'd been filming monkeys from the car window in Longleat Safari Park with his mobile handset when a monkey climbed on the roof and snatched it.

7- A couple who lost their phone over the side of their cruise ship while re-enacting the "I'm King of the World!" scene, while trying to take a photo of themselves.


8- A pyrotechnician was setting up a show for the National Fireworks Championships in Plymouth, and having left his mobile within the "blast zone", it was nowhere to be found when he returned post-show, having been fired 3,000 feet into the air before exploding in a stunning display.

9- A young woman from Liverpool admitted she'd thrown her phone at her boyfriend, whom she'd discovered cheating, but it missed him and hit a wall, breaking the handset.

10- A man who was filming a Blur event on his cellphone from a nearby tree got a little too excited as the band came on stage and dropped his phone onto the ground below.

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