Want to buy a term plan of 75 Lac, looking for the good settlement ratio and low premium

[Sumant]

I am 28 years old. I want to buy a term plan of 75 Lac but I am confused and not able to make decision with the product. Please suggest me with the best Term plan considering the good settlement ratio and low premium.

Regards,

Sumant

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[Master]

Settlement ratio - Please check IRDA website - www.irda.gov.in
Low premium term plan already discussed here -here.

[Sumant]

Settlement ratio - Please check IRDA website - www.irda.gov.in
Low premium term plan already discussed here -here.

Thanks for the info - Master
Do I buy one term plan of 75 lacs or 3 plans of 25 lacs?

[Arvind kumar]

Thanks for the info - Master
Do I buy one term plan of 75 lacs or 3 plans of 25 lacs?

If you go for separate three plans, then it would be costly for you. For example -
Aegon Religare's iTerm Plan -
Insured Age - 28 Years, Term 25 Years,

• Sum Insured = 76 Lacs; => Premium = Rs. 7676
• Sum Insured = 27 Lacs;=> Premium = Rs. 4131