Resigned from the company - Can I cancel group mediclaim and buy individual mediclaim policy?

[Tarunz]

I am been part of the Group Mediclaim policy taken by my company for my parents. In July, I had resigned from the said company. My query is can I avail the benefit of group mediclaim insurance for my parents after my resignation or not. Second query – Can I cancel it and buy individual Mediclaim policy? If yes, do I need to pay difference amount for the same?

Please do guide me!

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[Madhura]

When you had resigned from the company your name is removed from the list of the company's employee and thus the cover is also cease to exist from that point.

[Tarunz]

Second query – Can I cancel it and buy individual Mediclaim policy? If yes, do I need to pay difference amount for the same?

Please answer the second query also.

[Manish_Kumar]

You can buy individual health policy but it won't cover pre-existing disease.