Shobha Tandon, a resident of Vishnupuri, had filed the complaint for payment of accidental cover of policy purchased by her husband. In her petition, she claimed that her husband Anand Kumar Tandon had purchased seven policies from LIC and one of them had accidental cover.

Complainant Shobha Tandon, a resident of Vishnupuri, had filed the complaint for payment of accidental cover of policy purchased by her husband. In her petition, she claimed that her husband Anand Kumar Tandon had purchased seven policies from LIC and one of them had accidental cover.

Anand Kumar Tandon died at Tundla Railway station in an accident on February 2, 2008. The LIC paid the insured amount of all the policies but did not pay the amount of policy having accidental cover. Shobha Tandon claimed that she did correspondence with LIC, but the corporation did not release accidental cover amount. Since her husband died in an accident and she was nominee of all policies, she was entitled to receive the accidental cover amount.

Anand Kumar Tandon died at Tundla Railway station in an accident on February 2, 2008. The LIC paid the insured amount of all the policies but did not pay the amount of policy having accidental cover. Shobha Tandon claimed that she did correspondence with LIC, but the corporation did not release accidental cover amount. Since her husband died in an accident and she was nominee of all policies, she was entitled to receive the accidental cover amount.

LIC appeared in the forum and admitted that claimant was nominee of all policies of Anand Kumar Tandon. The corporation had demanded certain information and documents such as First Information Report, final report filed by the police and post-mortem report, but the petitioner did not comply as a result her claim for accidental death policy could not be admitted.


LIC appeared in the forum and admitted that claimant was nominee of all policies of Anand Kumar Tandon. The corporation had demanded certain information and documents such as First Information Report, final report filed by the police and post-mortem report, but the petitioner did not comply as a result her claim for accidental death policy could not be admitted.

The consumer protection forum ordered to Life Insurance Corporation (LIC) on Monday to pay Rs 2.62 lakh to a complainant as accidental cover of a policy within 30 days of the order.

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