Which policy I buy - Term Plan or ICICI Pru - Home Assure?

[Anupam007]

Hi, I am looking to buy a flat for myself. Please suggest which policy to buy - Term Plan or ICICI Pru - Home Assure?

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[CONFUSED]

Term Plan - Annual Premium
ICICI Pru - Home Assure - Lump sum One premium

[Mukulz]

As mentioned by confused. It all depends upon the proposer payng capacity. The CICI Pru - Home Assure - the proposer has to pay the lumpsum premium in one go, which would come around Rs.175000/ for 2 BHK in NCR. While term plan the user has to pay annual premium, which would come around 7-8000/-.