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I have term insurance from LIC in for 25 lakhs for which I am paying premium Rs. 10,000 annually.
My queries:
1- Is my Life cover sufficient?
2- Shall I take an additional medical insurance policy or only a critical illness policy? Please also suggest good policies and the cover required.
3- Is there a medical insurance policy which can cover the period when one switches from one job to another?
Please tell - how much you are earning, liabilities, dependent etc?Quote:
Originally Posted by NSC_Manish
Check this articles -Quote:
2- Shall I take an additional medical insurance policy or only a critical illness policy? Please also suggest good policies and the cover required.
1- Things you should know before buying Critical Illness Insurance Plan!
2- From where to buy the Critical Illness policy - General Insurer or Life Insurer?
All personal health insurance plans works.Quote:
3- Is there a medical insurance policy which can cover the period when one switches from one job to another?
To be able to calculate the amount of cover required I need to know your age, income, current assets, liabilities, future financial goals etc. As far as pricing is concerned;LIC is too expensive. You can look for options offered by private players.