When Comprehensive Policy wont cover claim?

[Vipul]

Can anybody eleborate when my motor Insurance policy (Comprehensive Policy) would not pay for claim?

[PolicyWala]

Comprehensive Auto insurance policy does not cover these circumstances:


Damages arising out of mutiny, nuclear risk or war
Depreciation and consequential loss thereof
Mechanical/ electrical failures
Wear and tear of car tires and tubes
Vehicle being used other than the purpose for which it was purchased
Damages occurring from driving without a valid license
Damages occurring from intoxication by alcohol or drugs
Everyday wear and tear


Hope it's clear to you now!