BAJAJ Allianz Premium personal Guard

[krbk22]

Hi All,

Iam from chennai, I want to buy Personal Accident Policy, Can i buy " BAJAJ Allianz Premium personal Guard ",pls let me know all your views regarding the same.

Regards,
Bala

[>take]

Too me Bajaj Allianz Personal Guard (http://www.bajajallianz.com/Corp/health-insurance/personal-guard.jsp) is good policy. But in comprehensive plan maximum sum insured you can take up to 5 lacs only.

So you can take - Wider and Comprehensive 5+5 Lakhs. Total premium -1,405/-p.a

[krbk22]

Hi

Thanks for the response but pls check the policy brochure of Bajaj Allianz policy brochure

were we can take 25 lakhs sum assured at 3650.00 base plan only

Regards,
krbk22

[NewsDesk]

Hi

Thanks for the response but pls check the policy brochure of Bajaj Allianz policy brochure

were we can take 25 lakhs sum assured at 3650.00 base plan only

Regards,
krbk22

Yes you are correct Sum Insured 25 lakhs avaialble for Base Plan (http://www.bajajallianz.com/Corp/content/health/Personal_Gard_brochure.pdf)

Basic : Death + Children‘s Education Bonus
- Maximum SI 100 times of monthly income.

Comprehensive : Death + Permanent Total Disability + Permanent Partial Disability + Temporary Total Disability +
Children’s Education Bonus
- Maximum SI 24 times of monthly income or maximum of 5 lakhs (Not applicable for Risk Level 3)
- Total + Basic + Wider + Comprehensive not to exceed 120 times of monthly income

@>take talking about comprehensive. It's upto you what coverage you want.