Health Insurance Policy with "No loading" and "No capping"?

[Navdeep]

Hi All,

I am looking to buy a health insurance plan for myself for Sum Insured of 500,000 in floater and 300,000 in individual policy.
My age is 40 years and my wife age is 38 years. No medical issues till date.

I am looking for a policy which should have -
1. No loading for claim
2. No capping on room and other services like specialist changes
3. Lifelong renewal facility
4. No individual sub-limits

Many thanks in advance!
Navdeep

[CONFUSED]

You can check L&T - my:health Medisure Prime Insurance (http://www.myhealth.ltinsurance.com/wps/wcm/connect/lntinsurance/products/my-health/medisure-prime-insurance).

This plan is covering your 2,3 and 4 point -
2. No capping on room and other services like specialist changes
3. Lifelong renewal facility
4. No individual sub-limits

I don't think there is any plan where there is "No loading for claim".

[Naval goel]

You should compare all the health insurance policies online and pick the one that fulfills all your requirements according to your terms and conditions and also be saved from fake commitments.

[dina_1484]

Hi All,

I am looking to buy a health insurance plan for myself for Sum Insured of 500,000 in floater and 300,000 in individual policy.
My age is 40 years and my wife age is 38 years. No medical issues till date.

I am looking for a policy which should have -
1. No loading for claim
2. No capping on room and other services like specialist changes
3. Lifelong renewal facility
4. No individual sub-limits

Many thanks in advance!
Navdeep

Hi navdeep, There is a plan in STAR HEALTH with no loading & capping, life long renewal & no sub-limits.

The plan name is Star comprehensive.

For 2 adults in 40 years(Head of the family) will cost Rs.12120 + s.tax (per year) for 5 lacs in floater.

For 3 lacs in individual Rs. 4101 (incl s.tax) per year.

Thanks
Dinakaran
Trichy
Tamilnadu