Is "OBC Bank Mediclaim Insurance" policy perfect for me?

[anish09]

I am 54 years old and looking for a mediclaim policy for 3/4 lakh for my whole family (I and my wife and daughter). Please suggest me - how should I proceed, should I go for family floater policy or group bank health insurance policy. I have a current account with OBC bank and they have "OBC Bank Mediclaim" policy. Whose premium is cheaper than other health insurance policy in the market. Also please let me know the list of network hospitals in OBC health insurance policy.

[Expert]

Bank Health Insurance Policies are group policy bank has taken for it's customers so premiums are generally lower. But there is a risk that If bank thinks that it is not profitable than they may stop it.

For network hospital check Oriental Insurance website.