Critical illness and Personal Accident - which plan I should consider, which cover both?

[Saksham]

I would like to ask you about Critical Illness insurance & PA. I have 5 lacs health insurance from Max-Bupa. Now I need critical illness and personal accident insurance plan. So kindly suggest me which plan I should consider, which cover both?

Thanks,
Saksham

[Manish_Kumar]

I would suggest take two separate policies for critical illness and personal accident.

[Master]

Do read this article for critical illness - Things you should know before buying Critical Illness Insurance Plan! (http://www.policywala.com/content.php/265-Things-you-should-know-before-buying-Critical-Illness-Insurance-Plan!)

[Manish_Kumar]

I would like to ask you about Critical Illness insurance & PA. I have 5 lacs health insurance from Max-Bupa. Now I need critical illness and personal accident insurance plan. So kindly suggest me which plan I should consider, which cover both?

Thanks,
Saksham
If you want to buy from -
General Insurer - Star Health or ICICI Lombard (short term plans upto 3 years, renewable)
Life Insurer - ICICI Pru life or HDFC Life (long term plans with PA Rider)