Which one will be better, flotter (whole family) or individual?

[Tarunz]

I am state Govt. employee. My age is 35 years and salary is approx. 45000/pm. I am looking for health insurance. Please suggest me which one is better and what points should be checked carefully while getting the policy? Which one will be better, flotter (whole family) or individual?

[PolicyWala]

Check following points before buying health cover -
1. Co-payment
2. Coverage of pre and post-hospitalization expenses
3. Renewal age and other conditions
4. Watch out of sub-limits
5. Watch out for caps on treatments
6. Tax benefit and loyalty bonus

[PolicyWala]

Which one will be better, flotter (whole family) or individual?
Upto 45 years of age - You can take family floater plan.
Any person above 45 years - Choose separate individual health insurance plan