What is two years mediclaim policy?

[Kunal]

I am looking to take mediclaim policy for myself and my family. My agent told me about a new product “two years mediclaim policy”. I am wondering that - What is two years mediclaim policy? Is coverage and at par with old mediclaim policy?

Thanks,
Kunal

[Master]

Some companies offer Mediclaim/Health Insurance policy with a condition that they would give coverage for two years. Even if they is claim. It is call as auto claim. Please check policy cover here -http://www.icicilombard.com/app/ilom-en/PersonalProducts/Health/floater.aspx
Coverage is same as normal Mediclaim Policy.

[Master]

You will also get premium discount for opting for two year policy.